Welcome to my site.  You will find that the emphasis is on helping folks with mortgage payment problems.  There are several options prior to foreclosure but time is the enemy; thus, call me at the first sign that you may have trouble making your payments and we will do all in our power to help you save your home, credit or both.  Call-541-480- 0222 Mon thru Sat 8am-8pm.

Smile, come on, I know all you hear are reports of people loosing their jobs, retirement, and homes.  Yes, this is a fact for some folks, sadly.  I hear from folks all the time who are facing the inability of making their next payment.  The folks feel that they are just going to be a victim and bad things will happen.  I can tell you, truthfully, there are options, lots of them and they don't all lead to bad credit and the loss of your home.  Yet, time is important and  you must be proactive in order to prevent "bad things" from happening.  We are here to help and urge you to call at the first time of trouble.

 

However, you may want to REFINANCE YOUR ARM or BUY A NEW HOME. You hear that there is no money available to refinance or to purchase.  That is, to put it bluntly, bull, as there are several sources for financing and refinancing for those who qualify.  A couple of examples are, not in detail but roughly, FHA 3% down, FHA REFI ABOUT 10%, FED VA. 100% financing, just to name a couple.  So  SMILE, it is not all doom and gloom.  Call us and we will get started solving your problems, & accomplish your dreams now.

I know you have heard the words " Short Sale" from everyone; especially brokers and that is an option.  However, it is not the only option. Thus, give us an opportunity to help before you get that far down the line.  It has been reported that only about 20% of the "Short Sales" in Central Oregon are  having a good outcome, ie. a Sale.  My team, I am associated with "Short Sale Express", reports about a 94% success rate. 

 Here are 3 steps to consider right now before doing anything else.

I am a Certified Foreclosure Prevention Consultant and this message is part of our community outreach program. If you are experiencing mortgage difficulties or a pending foreclosure I can help. Regardless of your present mortgage situation we may be able to assist you in saving your home from foreclosure and saving your credit.

There are various foreclosure prevention programs available to homeowners regardless of credit, equity or financial history.

Here are the three steps to save your home and your credit:

Step 1 - Until you talk with a Certified Foreclosure Prevention Consultant, do not sign your house over to an investor or file bankruptcy believing that will save your home!

Step 2 - There are government programs available through agencies such as FHA, VA, HUD, Fannie Mae and Freddie Mac specifically designed for people in your situation. There are also nongovernment programs available as well.

We work with over 200 of the leading bank and lenders throughout the United States and Canada and have 20 years of experience negotiating for homeowners just like you.

Many of our workout solutions may include:

Giving you up to 12 and sometimes 24 months for you to make up your back payments.

  1. Putting your back payments and penalties at the end of your loan or avoiding penalties all together.
  2. If you have a loan you just can’t afford we may be able to renegotiate a better loan for you. If you qualify!
  3. We work for you. Not your lender

We specialize in helping families save their home from FORECLOSURE if that is what you want to do, or keeping the foreclosure off your credit report.

Step 3 - The foreclosure process has a very specific time line and the longer you wait your options and doors of opportunity begin to close, so the sooner we begin the better chance we have of helping you. Did you know that a foreclosure stays on your credit record for 7 years … and we don’t want that to happen!

As part of our community outreach program we offer you Confidential, FREE, no obligation consultation to assist you.

This form is the copyrighted proprietary property of Roger Butcher and is made available

for the exclusive use of the Roger Butcher “Certified Foreclosure Prevention Consultants” Revised 01/29/08

During business hours call  541-480-0222  to talk with me directly or leave your name and phone number twice and the best time to reach you. I will promptly return your call. I turn my phone off while in conference with clients so please be patient.

If you are in the fortunate position of being able to sell or buy at a leisurely pace, follow the sites listed below.

Here you will find a wide variety of useful information and resources designed to help you buy or sell a home more effectively in the Central Oregon area; from LaPine and Sun River in the South, thru Bend and Redmond to Madras in the North, Prineville to the East and Sisters to the West. You will find information on all of these locals and specific communities within  this site and or links to the information.  My goal is to make this a one stop shop and what is not provided on the site you will be able to ask me personally. I have been representing buyers and sellers for over 30 years and know the importance of follow-up and follow thru.  You want and need information on the local communities, and advice about finding a mortgage or preparing your home to sell, it's all available here on my web site.

You can also search for your ideal home by viewing current listings with detailed descriptions and photos. Or you can get help determining the value of your home by requesting a report that includes the prices of similar homes that recently sold or are currently for sale anywhere in Central Oregon.  There are a number of micro-markets and you need to be very well informed as you go about considering to sell or buy in Central Oregon. Feel free to call me at  541-480-0222  and I will be happy to help you with all your real estate needs.

 

Buyers

Whether you're looking for your first home, your dream home or an investment property, I'm committed to providing you with the highest quality buyer service. When making the type of investment that buying a home requires, you deserve to have all the latest market information and the very best advice, both of which I can provide you with. Read more.

Sellers

The decision to sell a home is often dependent on many factors. Whatever your reasons are for selling, my proven effective marketing strategies will ensure that you get the highest possible price for your home. I guarantee to provide you with professional, ethical and confidential service and keep you fully informed every step of the way. Read more.